⚡ Secure payments · PCI-DSS compliant

Turn any phone
into a payment terminal

Accept contactless card and mobile payments straight from your smartphone — no rented hardware, no unreliable connections, no bank commissions eating your margins. Just tap, pay, done.

1.4%from, vs 2–3.5%+ bank terminals
0 лвupfront hardware cost
<5 minto start accepting payments
Works with the card networks and wallets your customers already use
The old way

Sound familiar?

Most businesses still rely on rented bank POS terminals — and quietly put up with all of this.

📶

Drops connection at the worst moment

Weak signal, frozen screens, "please try again" — right as a customer is waiting to pay.

💸

High, opaque commissions

Rental fees, transaction fees, statement fees — stacked on top of each other every month.

🔒

Long contracts, slow support

Locked into multi-year agreements with a bank, waiting days for a replacement terminal.

📦

Extra hardware to carry

Another box to charge, store and take with you — when your phone can already do it.

The BUnique Pay way

Your phone is the terminal

Built on secure, bank-grade payment infrastructure. Set up once, get paid in minutes.

01

Download & verify

Install the BUnique Pay app and verify your business in minutes through our secure onboarding process.

02

Tap to accept

Customer taps their card or phone on your device using NFC — no extra reader needed.

03

Instant confirmation

Payment is processed securely and confirmed on screen in seconds, with a digital receipt emailed straight to your customer.

04

Fast payouts

Funds settle to your bank account on a predictable schedule — and you'll always know exactly when they're due, right from your dashboard.

Why switch

Everything a bank terminal isn't

Designed for small and growing businesses that want to get paid without the overhead.

💳

Lower fees

Transparent, competitive rates from 1.4% — typically well below traditional bank terminal commissions.

📱

No extra hardware

Works on the NFC-enabled smartphone you already own. Nothing to rent, charge or replace.

⚡

Always online

Runs on your phone's data or Wi-Fi with a reliable payment network — no more dropped connections.

🛡️

Bank-grade security

PCI-DSS Level 1 compliant infrastructure. Your customers' card data is never stored on the device.

📊

Live sales dashboard

See every sale the moment it happens, from your phone or browser.

🔓

No long contracts

No multi-year lock-in and no early-termination penalties. Cancel any time.

🌍

Multi-currency ready

Accept cards from customers around the world, settled in your local currency.

🚀

Live in minutes

Skip the weeks-long bank application process. Verify, install, start accepting payments today.

↩️

One-tap refunds

Made a mistake, or a customer wants their money back? Refund straight from your phone in seconds — no paperwork, no waiting.

🧾

Email receipts & customer insight

Customers get their receipt by email automatically — so you build a customer list you can bring back later with promotions and offers.

📜

Full payment history

Every transaction is saved and searchable. Pull up any past sale in a couple of taps.

📈

Daily turnover & payout timing

Watch your turnover for the day add up in real time, and always know exactly when those funds will land in your bank account.

Side by side

BUnique Pay vs. a bank POS terminal

Feature Bank POS terminal BUnique Pay
Hardware cost Rented, monthly fee None — use your phone
Typical transaction fee ~2–3.5%+ From 1.4%
Setup time Days to weeks Minutes
Contract Often 1–3 years Cancel any time
Reliability Dependent on terminal & signal Runs on your phone's network
Reporting Paper slips / monthly statement Real-time dashboard
Questions

Frequently asked questions

Do I need to buy any extra hardware?

No. BUnique Pay runs on any modern NFC-enabled smartphone. There's no card reader to buy or rent.

Is it safe to accept payments this way?

Yes. Payments are processed through PCI-DSS Level 1 certified infrastructure used by businesses worldwide. Card data never touches your phone's storage.

How fast do I get paid?

Payouts follow a predictable schedule to your bank account, and you'll always see exactly when funds are due to arrive — plus track every transaction and your daily turnover in real time from your dashboard.

What happens if my phone loses signal?

The app works over Wi-Fi or mobile data, and simply needs a connection at the moment of payment — no dedicated line or fixed terminal signal required.

Is there a contract or minimum commitment?

No long-term contract. You can stop using BUnique Pay at any time with no penalty.

Which cards and wallets are supported?

Visa, Mastercard and other major card networks, plus Apple Pay and Google Pay via contactless/NFC.

Get started

Ready to ditch the bank terminal?

Tell us a bit about your business and we'll reach out to set up your demo and answer any questions.

✉️ dimitarivanovit@gmail.com 📍 Sofia, Bulgaria